INCOME TAX
Capital Gains Calculator
Identify a capital asset, calculate a gain, or estimate capital-gains tax in three separate modes.
Browser-only calculation: your inputs stay in this browser. Educational estimates; verify eligibility and current official rules before acting.
Full tax computation
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Detailed calculation breakdown
Explore the projection schedule
Illustrative values based on the assumptions above.
UNDERSTAND THE CALCULATION
How to use Capital Gains Calculator
Identify a capital asset, calculate a gain, or estimate capital-gains tax in three separate modes.
Inputs and definitions
Choose Identify capital asset, Calculate capital gains, or Calculate capital-gains tax. Enter the asset facts and dates; gain mode also needs consideration and eligible costs. Tax mode accepts dated details or an independently verified gain and rate category, with residency and annual income context.
Method and formula
Identify mode reports LTCA, STCA or NOT a capital asset and keeps any deemed short-term tax treatment separate. Gain mode calculates consideration less supported costs and adjustments without tax. Tax mode estimates the supported annual tax effect. An asset outside capital-gains treatment is not automatically tax-free; unknown classifications remain for review.
Illustrative example
₹5 lakh sale consideration less ₹3 lakh eligible acquisition cost and ₹5,000 allowable transfer expenses gives ₹1.95 lakh gain before other adjustments. That arithmetic alone does not decide the tax rate.
COMMON QUESTIONS
Before you use the result.
When is my gain long-term?
It depends on the asset, acquisition and transfer dates and the legislation applicable to the transfer. Holding periods differ by category, and some instruments have deemed short-term treatment regardless of the holding period. Use Identify capital asset with the actual facts before choosing a gain or tax calculation.
Is the ₹1.25 lakh equity LTCG exemption per transaction?
No. It is an annual aggregate threshold for eligible equity long-term gains under the applicable modern rule, not a fresh allowance for each sale or broker. Earlier and transitional periods have different rules. Include prior eligible gains for the same financial year when estimating the tax effect of another sale.
What about my losses?
A negative arithmetic gain is not automatically an allowable offset or carry-forward amount. Short-term and long-term capital losses have different set-off rules and filing conditions. This tool does not prepare a complete annual loss schedule. Review losses separately before treating an estimate as your return liability.
I have dozens of transactions across brokers. What should I do?
Reconcile a single annual transaction register with acquisition dates, costs, corporate actions, sale dates and classification. The transfer button sends one supported classified gain, not a broker-file consolidation. Combine all disposals in the correct annual buckets and apply each annual allowance once; do not add a transaction that is already in the annual total.
Read these answers with the selected period, calculation scope and official sources below.
Scope and limitations
Identify LTCA, STCA or an asset outside capital-gains treatment from the supported facts. Gain mode calculates the gain without tax; tax mode uses dated details or a verified gain and category with annual income context. Foreign assets, special acquisitions, buybacks, rollover exemptions, depreciable business assets and general loss adjustments require separate review. ROR, RNOR and NR are available for tax calculations.
These examples explain the method. The interactive result depends on the selected facts and period, and is not a filing or an eligibility confirmation.
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Sources
Tax Year 2026–27 uses the Income-tax Act, 2025. Earlier financial years use the Income-tax Act, 1961 with applicable amendments. The old and new tax regimes are separate choices within those laws.