Make sense of your return.
Explore Income Tax and GST journeys, find relevant forms, gather the right records and reach the official filing route.
Explore Tax & Compliance ↗KUSH KHAIR / CHARTERED ACCOUNTANT
Making sense of tax, finance and numbers
with a CA’s perspective
A professional perspective on finance, with practical tools to help you understand tax, organise your records and explore financial decisions.
Based in Mumbai & Navi Mumbai · Reporting, treasury and finance technology
Kush KhairChartered Accountant · B.Com
START WITH YOUR QUESTION
Three ways to find clarity.
Follow a guided journey, change the assumptions in a calculator, or read the context behind a financial question.
Work through a scenario.
Compare tax regimes, classify capital gains or explore borrowing, saving and retirement assumptions.
Explore 26 practical tools ↗Build the wider picture.
Read source-linked blogs across tax, personal finance and business, with a useful next step.
Explore Insights ↗PRACTICAL TOOLS
Choose the question
you want to explore.
TAX & FILING
Income Tax
Compare tax, organise filing records and understand payments using visible assumptions.
Calculators · Filing guidanceINDIRECT TAX
GST
Work through classification, invoices, input tax credit, returns and registration questions.
GST tools · Source-linked guidancePLANNING
Investing
Test contributions, goals, retirement and portfolio assumptions without promised outcomes.
Scenarios · Visible assumptionsBORROWING
EMI
Explore a monthly instalment, total interest and the reducing loan balance.
Individual calculator · Loan scenarioA NOTE FROM KUSH
From my desk
Before I look at an answer, I want to understand the question behind it. In a tax calculation, a missing period or an untested assumption can matter as much as the final number. My suggestion: write down what you know, mark what needs checking, and change one assumption at a time. A useful calculation should make the next question clearer.
Kush KhairTOOL OF THE WEEK
Advance Tax Calculator
Put an estimated annual liability, eligible credits and earlier payments together. Read each instalment as a cumulative target, with the relevant schedule and exceptions in view.
A curated pick to explore.QUESTION OF THE WEEK
Should I add the advance-tax instalment percentages together?
No. On the regular schedule, the targets are cumulative. Earlier advance-tax payments count towards the next target; adding the percentages or the displayed shortfalls would double-count them. First check which schedule and exceptions apply to you.
WHAT’S NEW
A little more useful.
- GSTR-3B liability & payment
Follow output tax, usable credit and cash payment by tax head.
- A connected tax & finance glossary
Look up a term, see an example and reach the relevant tool.
TAX / GST RADAR
GST: reconcile before you file.
The GSTR-3B guide connects the return, available credit and payment steps. Start with your filing period, compare the relevant records and review the portal figures before submission. A suggested figure still needs your review.
GST Portal · GSTR-3B user guide ↗A curated source to revisit. Check current instructions for your period.
NEXT IMPORTANT CALENDAR DATE
25 days remainingGSTR-1 for September — monthly filers
More info
Applies when: Monthly GSTR-1 filers; excludes taxpayers not required to file this return.
Normal statutory date. Confirm applicability and any notified change.
THE PROFESSIONAL PERSPECTIVE
Experience shapes
the questions I ask.
Explore experience & technical exposure ↗My work spans financial reporting, treasury, planning, accounting operations and finance technology. The connecting thread is a careful approach to evidence: trace the number, understand its context and explain what it means.
This website brings that approach to educational blogs and tools. I am an ICAI member without a Certificate of Practice; the website does not offer public-practice engagements.
Professional experience & educational resources ↗FROM INSIGHTS
Questions worth
working through.
Hover or focus to pause. Use the left and right arrow keys or swipe to browse.
9 insights
INTRODUCTORY CONVERSATION