INCOME TAX
Goal Planning Calculator
Work backwards from a goal to the additional monthly saving it needs.
Browser-only calculation: your inputs stay in this browser. Educational estimates; verify eligibility and current official rules before acting.
Full tax computation
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Detailed calculation breakdown
Explore the projection schedule
Illustrative values based on the assumptions above.
UNDERSTAND THE CALCULATION
How to use Goal Planning Calculator
Work backwards from a goal to the additional monthly saving it needs.
Inputs and definitions
Goal cost today, target date, inflation, existing funds, ongoing savings and assumed returns.
Method and formula
Inflate the goal cost to its target date; project existing funding under the same assumptions; calculate the additional contribution required for the remaining gap.
Illustrative example
A ₹5 lakh goal five years away costs about ₹6.38 lakh under assumed 5% annual inflation. Existing investments and contributions reduce the modeled funding gap.
COMMON QUESTIONS
Before you use the result.
Should I enter the goal cost today or in the future?
Enter the cost in today’s money where requested. The tool applies the selected inflation rate to reach the target date; entering an already inflated figure there would count inflation twice.
Why does a small change in return alter the monthly saving?
The projection compounds contributions over time. A lower assumed return leaves more of the goal to be funded by your own savings. Compare more than one plausible scenario.
Are my existing investments counted separately?
Yes, where entered in the designated field. Avoid including the same balance again as a new contribution. The goal result remains dependent on the selected timing, growth and inflation assumptions.
Read these answers with the selected period, calculation scope and official sources below.
Scope and limitations
Account for existing investments, SIPs, inflation and annual increases in contributions. Returns remain an explicit assumption.
These examples explain the method. The interactive result depends on the selected facts and period, and is not a filing or an eligibility confirmation.
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