INCOME TAX
Net Worth Calculator
Bring your assets and outstanding liabilities into one clear snapshot.
Browser-only calculation: your inputs stay in this browser. Educational estimates; verify eligibility and current official rules before acting.
Full tax computation
| Computation | Old regime | New regime |
|---|
Detailed calculation breakdown
Explore the projection schedule
Illustrative values based on the assumptions above.
UNDERSTAND THE CALCULATION
How to use Net Worth Calculator
Bring your assets and outstanding liabilities into one clear snapshot.
Inputs and definitions
Current values of assets and outstanding debt, with your ownership share and no duplicate balances.
Method and formula
Net worth = attributable assets − outstanding liabilities. This is a snapshot, separate from income or immediately accessible cash.
Illustrative example
₹20 lakh attributable assets less ₹8 lakh outstanding liabilities gives ₹12 lakh net worth. Illiquid property does not become an emergency cash balance.
COMMON QUESTIONS
Before you use the result.
Is net worth the same as money available to spend?
No. Property, retirement assets and other illiquid holdings may contribute to net worth without being accessible cash. Review liquidity separately.
Should I include the entire jointly owned property?
Enter only your attributable share where the tool asks for your assets, and match the attributable outstanding liability. Do not count a joint asset in full more than once.
Should a loan be entered at its original amount?
Use the outstanding balance at the valuation date, not the original borrowing or the sum of future instalments including interest. Keep asset values and liabilities on the same date.
Read these answers with the selected period, calculation scope and official sources below.
Scope and limitations
Use current values and your ownership share. Enter outstanding debt, not the sum of future instalments.
These examples explain the method. The interactive result depends on the selected facts and period, and is not a filing or an eligibility confirmation.
Your inputs stay in this browser. Privacy details